What’s changing?
From 1 November 2026, qualifying clients can earn up to 65% back in rewards on fuel and Gautrain spend through Vitality Drive and Vitality Money, paid immediately in Discovery Miles. To qualify for and access fuel rewards, each primary driver must have their own Discovery Bank account and pay with a Discovery Bank virtual card. Physical and digital Vitality Drive cards will no longer be accepted from 1 January 2027.
A launch offer runs from 1 October to 31 December 2026. Qualifying primary drivers can earn 5,000 Discovery Miles on their first fuel purchase of R500 or more at bp or Shell using their Discovery Bank account, subject to the offer conditions.
PerfectDrive starts from 1 October 2026. It rewards every kilometre of an event-free trip, up to 100 Discovery Miles a day, with rewards paid through Discovery Bank after each qualifying trip. Clients need a Discovery Bank account and an Annual MultiPoint check completed at Tiger Wheel & Tyre within the previous 12 months.
Plan and programme changes include updates to Vitality Drive monthly fees, the Annual MultiPoint check fee and stolen-vehicle recovery device fees. Selected benefit limits increase. The Essential Plan motor basic excess and the Core Plan motor basic excess buy-down limit increase by R500. The Young Adult benefit is being phased out, Drive your Discount is ending, and standalone DQ-Track clients using devices that are not smartphone-enabled need to upgrade. The announced plan, benefit-limit and excess changes take effect on 1 December 2026.
A new Smart Driver Licence Testing Centre at 1 Discovery Place is scheduled from November 2026, offering priority appointments and cashless licence renewal. Shariah-compliant vehicle, home and personal belongings cover, through an independently approved Takaful structure, is announced for January 2027.
Original Discovery information
Read the Vitality Drive 4.0 special-offer terms and conditions (PDF).
Discovery Insure launch material opens Discovery’s website. Adviser 360 sign-in is required; follow Marketing Support → Product launches → Launch material → Discovery Day October 2026.
Who is this relevant to?
Discovery Insure policyholders and primary drivers reviewing their rewards setup, policy costs or device requirements, as well as clients interested in the announced new cover options.
Your next step
Ask your Cherokee Wealth adviser to explain the changes affecting your specific plan. Check your Discovery Bank account, virtual-card setup and MultiPoint check date, and review the policy communication for revised fees and excesses.
Important details
Rewards depend on qualifying behaviour, account and payment requirements, limits and terms. Maximum rewards are not guaranteed. The 5,000 Miles offer has a minimum purchase, qualifying-driver rules and a 31 December 2026 end date. Confirm individual policy changes and new-service availability in official communications.
Source: Discovery Day 2026 — eDiscoverer launch highlights, October 2026
