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Our Services

Group Risk

Consider group life, disability, severe illness, income and related employee benefits as part of a broader workplace protection strategy.

Service Overview

Understanding Group Risk

Discovery Group Risk provides employers with a range of employee protection benefits. Employers can choose the benefits offered and the amount of protection, subject to the applicable product and scheme rules. Depending on the structure selected, benefits may include life cover, funeral benefits, income continuation, disability and severe illness protection.

Key Information

Protection designed around your workforce

Employer flexibility

Select benefits and cover structures relevant to the workforce and business needs.

Life and funeral cover

Consider benefits intended to provide financial support following death.

Income and disability

Explore benefits designed for qualifying disability or inability-to-work events.

Severe illness

Understand qualifying severe-illness benefits and applicable conditions.

How We Help

Clearer Information. A More Confident Next Step.

Your adviser starts with your circumstances and the reason you are exploring this service. From there, the conversation focuses on the information, product rules and practical considerations that are relevant to you.

  • Discuss your current needs and priorities
  • Understand relevant options, rules and trade-offs
  • Work through the information needed for an application or next step
  • Review the solution when circumstances change
Group Risk

Our Process

A Simple Process for Group Risk

1

Understand the workforce

Discuss the business, employee profile and existing benefit structure.

2

Review benefit options

Consider relevant benefits, cover levels and eligibility rules.

3

Implement

Coordinate the selected employer and employee onboarding requirements.

4

Maintain the scheme

Review the benefit structure as the workforce or business changes.

Want to Talk About Group Risk?

Start with a conversation about your needs and the questions you want answered.

Speak to an Adviser ›
Important information

Cherokee Wealth is a juristic representative of Discovery Life Limited. Product rules, terms, conditions, eligibility criteria and applicable limits apply. Information on this page is general in nature and does not replace advice based on your personal circumstances. Group benefits are subject to the relevant policy terms, eligibility rules, underwriting requirements and limits.