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Our Advisers

Harry Smit

Financial Advisor

Biography

About Harry Smit

I am an Accredited Personal Financial Advisor at Cherokee Wealth, bringing more than 30 years of diverse professional experience across the financial services, property and corporate sectors. My career began in banking in the 1990s, where I worked in corporate credit, foreign exchange and home loans, giving me deep insight into comprehensive wealth and deposit structures.

Throughout my career, I have built a strong reputation for governance, trust and strict risk mitigation. As an advocate for investor rights and later Chairman of the Board at Ascendis Health, I spent years championing corporate compliance, regulatory transparency and the protection of minority shareholder interests nationally.

Following my recognition in Old Mutual’s 51 Club, I transitioned to Cherokee Wealth to deliver integrated financial advisory services supported by Discovery’s comprehensive ecosystem. I specialise in a full-spectrum advisory experience—from wealth management and medical schemes to gap cover and modern banking—helping ensure that clients’ portfolios are carefully optimised and protected.

Outside wealth management, I hold a Bachelor of Divinity and have a passion for community leadership.

Qualifications & Designations

Accredited Personal Financial Advisor (FAIS-compliant); Class of Business certifications across investments, long-term insurance, short-term insurance, health services benefits (medical schemes and gap cover), and short- and long-term deposits

Areas of Specialisation

  • Full-spectrum financial planning
  • wealth management
  • investment advice
  • personal-lines short-term insurance
  • medical aid
  • medical insurance gap cover
  • banking solutions